GOVERNANCE & RISK · DECISION ENGINE

Two identical cases, two decisions

That does not happen out of negligence. It happens because the rules live in people's heads and in leaflets instead of in one place. The decision engine holds them together — as a process a specialist can read, change and check without booking a developer for it.

In service — the core of every other product.
Decision EngineGovernance & Risk
Decision EngineRule-based approvals without mistakes: expenses, compliance & business policies.
Schweiz

How a decision is made

A case arrives, the rules take hold, one of four outcomes lights up: autonomous, query, release required, watch. Watch how the outcome changes with the case. The processes behind it are described, not programmed — a specialist reads the rule and recognises their own directive in it. The maturity level sets how much a process may do on its own; medicine and insurance never decide autonomously.

Entscheidungs-Engine · Fall 1 von 44 Ausgänge
Supplier invoiceCHF 2'480 · creditor knownThe reference matches, the amount is below the threshold of CHF 10'000.
autonomous
query
release required
watch

Regeln werden angewendet …

  1. Case arrives — from a document, an e-mail or a specialist system
  2. Process selected — by type and department
  3. Rules applied — thresholds, deadlines, responsibilities
  4. Outcome determined — autonomous, query, release required, watch
  5. Stop at a person — wherever the maturity level demands it (decided by a person)
  6. Reasoning filed — which rule, which value, which reason

No case disappears. "Watch" is a decision too — it is logged and presented again when the related transaction arrives.

Who it is for

Who works with it

Subject-matter ownersAuthority over the rules without a development department. You change the directive and it applies — instead of joining a queue.
Audit and supervisionInformation at the level of the individual case. Not "this is how we normally do it", but which rule took effect on this case with which value.
ManagementEqual treatment that can be proven. That protects you from complaints — and in a dispute from more than that.

In practice

Three industries, Three outcomes

The same engine, three rules. Once it decides, twice it explicitly does not — and gives reasons for both.

When the amount is above the threshold

The threshold is written in a leaflet. Those who know it stick to it. Those who are new call upstairs — or do not.

Rule: release of supplier invoicesprocess buchhaltung.v4
Amount
CHF 61'400.00
Process threshold
CHF 10'000.00
Creditor
known since 2019
Maturity level
3 — autonomous up to the threshold
Release required — above the thresholdA known creditor changes nothing about that. A threshold is a threshold, not a suggestion — the case goes to management.
THIS PRODUCT ALSO STORES ENCRYPTED.

What does that mean?

Separate keysEvery client has their own. Access to one set of records opens no other.
Roles, not trustPermissions are granted and withdrawn at any time. Withdrawal takes effect immediately.
Proof, not promiseWhat we claim here you can read in the log — case by case.

Data and processing stay in Switzerland. The legal basis is the revised Swiss Data Protection Act, and for personal data from the EU the GDPR applies in addition.